Consider this: bond yields are around 4%. The S&P has averaged 13% annually over the past 14 years. That’s a 9% per year gap in lost opportunity.
Many hold bonds as a hedge against stock corrections. But to truly benefit, you’d need to predict both the timing and depth of a market drop — greater than 36% in a typical 4-year cycle — and catch the bottom. Few can do this.

The Stars model takes a different path:
-Holds 40–60% SPY
-Buys additional TQQQ shares during corrections
-Outperformed the S&P by 17x over the last 26 years

The lesson? Long-term buy-and-hold, with discipline to accumulate during downturns, has historically proven more powerful than hedging with bonds.

👉 How are you thinking about bonds in today’s environment — hedge, hold, or avoid?