I tell young investors to invest $1,000 in the best version of Stars and in 40 years it will be worth $2 million.

I call this the Social Security Security variation of the Stars model. Everyone I mention this to thinks it is a great idea for helping their children and grandchildren have savings for retirement.

For a person who is older you can accomplish the same thing by investing $7,000 and in 30 years you will have $2 million. These results are based on an annual return of 21% per year which are the results over the past 26 years for the best version of Stars. The best version holds 40% TQQQ.

Many investors have concerns about investing their entire portfolio in Stars. Others have concerns about the drawdown. In the case of Social Security Security there are no such concerns because the investment amounts are so small.

To invest for someone you make an initial investment that is 60% SPY and 40% TQQQ. Annually you need to rebalance to 40% TQQQ. This takes an hour or less to make the two trades. If TQQQ is down 40% from the previous year close, you rebalance to 60% TQQQ because the following two years the performance is so great. The year after the correction low you do not rebalance.

If you use the Stars model for only one thing, it should be to give your children and grandchildren a retirement that is financially secure.