Most financial advisors say TQQQ is too risky—and they're right if you're using it without a strategy. Let’s break it down:100% TQQQ with a buy-and-hold approach? Extremely volatile. Lose 80% in a year… or gain 365% in two. Way too risky.But with a model like Stars, which adjusts TQQQ exposure based on volatility and momentum? Totally different story.From 2021 to 2024, the Stars model returned +98%, not by luck-but by managing allocation (40% → 60% → 77% → 40% with clear rules.Bottom line: TQQQ alone is risky.TOQQ with the right system? A performance edge that can beat most active ETFs by 10% per year over the long run.