The average holding period is just six months—not investing, but trading. And it’s a big reason why the average investor underperforms the S&P by 5% annually.

Long-term wealth isn’t built by chasing trends. It’s built by buying and holding strong positions over time—just like dollar cost averaging into the S&P.
But here’s the challenge: only about 15% of stocks outperform the S&P. So how do you consistently choose the right ones?

That’s where the Stars model comes in. It uses two ETFs to systematically identify and upgrade high-performing holdings. It’s a model-based strategy that adapts, improves, and has outpaced the S&P by 19 percentage points per year for the past 14 years.

Compare that to the average investor—5% below the S&P—and the gap becomes clear. That’s a 24% per year difference in performance.
While many financial advisors prioritize risk-adjusted returns and diversification, these approaches often blunt long-term growth by favoring short-term stability.

In reality, lost opportunity is the biggest risk investors face.

The future of wealth management lies in model-based investing. The question is: how much longer can traditional strategies keep up?