Studies show they’d rather give up a chance to earn $2,000 than risk losing $1,000. Traders usually seek a 3:1 reward-to-risk ratio because their accuracy hovers around 40–60%.
For short-term trading (6 months or less), risk management tools like stop losses, diversification, and risk-adjusted returns are essential—that’s where financial advisors provide real value.

But long-term investing tells a very different story. As the holding period of good investments increases, accuracy moves toward 100%. Over decades, the real risk goes to zero because quality assets compound upward, and rebalancing happens at higher prices than the original purchase.

So what happens in 25 years?
> Cash at 6%: 4x
> S&P 500: 7–22x
> Stars model: 117–1100x

Using averages, the S&P outperforms cash by 7x, but Stars outperforms the S&P by 42x.

Short-term investing comes with risk. Long-term investing, when using the right model, comes with extraordinary reward.

👉 The Stars model is built for that long-term reward.