Most investors say they understand compounding. But do they really grasp what it means over decades with high returns?

The truth is, investor behavior says otherwise.
📉 The average investor has underperformed the S&P by 5% annually for the past 40 years. Why? Because 85% of individual stocks underperform the index.
📈 The S&P 500, with dividends, has returned about 8% per year over the past 25 years. That compounds to 7x growth—if you simply buy and hold.

But let’s go further.
🔥 The best version of the Stars model has delivered 21% per year over the same timeframe.
That compounds to 117x growth—nearly 17 times the S&P and 59 times what the average investor earns.

The power of compounding isn’t just a concept—it’s a performance gap that can redefine your financial future.

Are you still settling for average? Let’s talk.