Most people believe rising portfolios equal making money. That’s not true.

If your returns don’t beat the S&P, you’re leaving money on the table—because anyone can buy the S&P without paying a financial advisor.

The hard truth: most advisors aren’t wealth-builders. They’re salespeople, trained to push financial products. And the products? They underperform. The average client portfolio runs about 5% below the S&P. Even the “best” products only manage to scrape a couple of points above.

There are exceptions. Blackstone has consistently outperformed the S&P by 6% over the past 14 years. Impressive—but Stars has outperformed Blackstone by another 13%. That’s a league of its own.

Despite thousands of financial products launched over the past 40 years, returns remain poor. Why? Because the industry focuses on everything but returns. Gold, real estate, commodities, hedge funds, private equity—all have lagged.

If you want to consistently beat the S&P, your options are limited. That’s why Stars matters. Over 26 years, it has made just 46 trades—and the results speak for themselves.

The bottom line: real wealth creation doesn’t come from chasing products. It comes from strategies that actually outperform.