Everyone has the option of owning the market by owning an S&P ETF. Once you adopt this philosophy your performance will increase dramatically. Every year you need to review your portfolio performance and each holding to see if it is outperforming the market.

Most investors have built up a portfolio over years of various stocks and funds. They may be as many as 50. No attention is paid to either individual or portfolio performance because the portfolio value continues to rise. 85% of investors underperform the market by 5% per year.

The best way to increase your performance is to sell the worst performing 10% of your portfolio over the past year. Replace this with TQQQ because this ETF holds the best performing stocks. TQQQ is always improving what it holds. The typical worst performers are 30% below the market. This replacement will increase your overall portfolio performance by as much as 8 percentage points.

Learn about the Stars buy and hold strategy to understand the maximum percentage TQQQ you should hold, when to rebalance, how much drawdown occurs, and what to do in large market corrections. Long term Stars outperforms anything else that I can find.