Most people struggle to grasp just how powerful compound returns can be. When I talk about the Stars model and its historical returns—ranging from 19% to 30% annually—eyes tend to glaze over. But when I show the actual numbers, the reaction is completely different.

Here’s what that compounding looks like in action:
🔹 A $1,000 investment for your child in the 40/40 version of Stars could grow to between $184,000 and $2.8 million in 30 years, depending on whether it follows the 26-year (19%) or 14-year (30%) return rate.
🔹 A financial advisor’s client portfolio using the 20/40 model could 5X to 9X in just 10 years (excluding commissions).
🔹 Someone nearing retirement could double or triple their funds in 5 years using the 20/40 strategy.
🔹 Over 25 years, the 20/40 version outperformed the S&P by a factor of 7 to 11.

The Stars model is a buy-and-hold strategy with near-perfect accuracy, meaning that true risk is close to zero. And choosing the 40/40 version over the 20/40 model increases long-term returns by a factor of 1.5 to 4X.

When you see the numbers, the results speak for themselves. Few strategies, if any, can match this kind of long-term performance.

I break it all down on my website—check out the full data under “Stars Returns.” Would love to hear your thoughts!