the Stars model started teaching me about how the market really works. Here are some of my many findings which I call my 120 controversial theories.

Everyone knows you buy low sell high. Wrong! You always want to buy high sell low because that is what the S&P does and it outperforms most investors. When you sell high you never have any great winners. When you buy low you often end up with poor performers that continually hurt performance until removed.

Financial advisors make no distinction between short term and long term risk. Buy and hold strategies with great returns can have accuracy after a couple of years of 100% which implies zero risk.

Volatility is the best way to outperform the S&P. If an investment doesn’t move you can’t make money. TQQQ is a great investment even if the industry hates it. The TQQQ volatility is what makes Stars performance so great.

You are only making money if you outperform the S&P because you always have the option of owning the S&P. Few investments can beat the S&P.

Diversification and value stocks are the main causes of investor underperformance. You should always be 100% invested because lost opportunity cost of not being is to high.

Relative performance is the most important metric for making investment decisions. All investments should be compared to the S&P. You want to remove your worst performers from your portfolio.