Most investors are used to the typical tax structure of stocks and mutual funds — taxed on every transaction, with short-term gains often treated as ordinary income. The average holding period? Just 6 months.

That’s a lot of taxes.

But the Stars Model is built differently.
⭐️ Stars holds just two ETFs, and ETF transactions within the fund are not taxed — only the sale of the ETF itself triggers taxes.
⭐️ With an average turnover of just 12%, that equates to an 8-year holding period.
⭐️ Result? Taxes on gains are long-term capital gains, with an average annual tax rate around 2.5% for non-tax-deferred accounts.

Compare that to mutual funds, which distribute taxable gains yearly, and stocks traded frequently at short-term rates. The Stars Model offers both high returns and remarkable tax efficiency for investors outside 401(k), IRA, or Roth accounts.

Sometimes, it’s not just about what you make — it’s what you keep.

Let me know if you want to explore how this model fits into your strategy.