📉 Most hold positions for only six months—trading, not investing.
💸 Portfolios get weighed down by bonds, cash, dividend stocks, and “diversified” funds that consistently lag the S&P.
🔄 Many investors buy low and sell high—exactly the opposite of what works.
❓ And most don’t even know how their portfolio is really performing.

The real issue: a lack of long-term buy-and-hold strategies. Few advisors teach this, and too many investors live in fear of market corrections.

But here’s the truth—the greatest risk is lost opportunity cost.

Compared to the Stars model, that can mean up to 24% per year left on the table. Over the past 26 years, Stars has outperformed the S&P 17 times over.

The question is: are you investing for the short term, or building wealth for the long haul?