Here’s why:
✅ Your portfolio should at least match the S&P. If it doesn’t, you’d be better off just buying the S&P.
✅ Losses in long-term investing only exist if you sell during a correction. The most successful investors buy corrections—they know that’s where the best deals are.
✅ Financial advisors often focus on minimizing risk at the cost of long-term performance. They worry about the “wiggles” instead of the upward trend.

The real risk in long-term investing? Lost opportunity cost.
If you have a solid strategy, being out of the market costs you far more than drawdowns ever will. The formula for building wealth is simple: stay invested, and buy more during corrections.

But what about risks outside your control? Inflation tops the list. Forget the government’s 2–3%—just look at your grocery bill, insurance, or medical costs.
Debt of all kinds will only drive inflation higher.

Even Ray Dalio, founder of Bridgewater, points to US equities, Bitcoin, and a slice of real estate as smart hedges against inflation.

With Stars’ Bitcoin variation and your home, you’re already aligned with that strategy.

👉 What’s your view—do you see inflation as the #1 threat to long-term portfolio performance?