Only about 15% of individual stocks outperform the S&P 500 — yet many investors believe they’re winning simply because their portfolio is up. The real question is: Are you beating the benchmark you could own outright?

There’s no shortage of stock-picking tools, TV personalities, or books claiming to help you outperform. But if any of them worked consistently, we’d see their long-term performance front and center. We don’t.

Financial advisors have been chasing higher returns for decades. After 40 years of “new strategies,” most still struggle to outperform.

That’s why I built the Stars model — a next-gen, model-based investing approach. It’s different because:
-It uses rules and holdings to drive every decision.
-Much of its performance is independent of market direction.
-It rebalances annually, harnessing volatility to your advantage.

And here’s the kicker: the Stars model only uses half your portfolio, leaving the other 50% for you to stock-pick — if you still want to try beating a starting point as high as 32%.

I’m not picking stocks anymore. I’m building better models.