Over the past 25 years, the S&P has delivered an average return of 8% per year, including dividends. Over the last 14 years, that’s jumped to 13%. But for long-term planning, I prefer to use the conservative 25-year baseline.

So, how could your investments grow over the next 25 years?

S&P 500: 7x
Typical investor: 2x
Stars Model (20/40 allocation): 50x
Stars Model (40/60 allocation): 117x

Yes, these numbers seem unbelievable—and that’s the challenge. The Stars Model doesn’t just outperform. It rewrites what we think is possible with a disciplined, long-term, buy-and-hold strategy.

Here’s the key:

✅ No market predictions needed
✅ Near-zero losses
✅ Only one decision per year: rebalance annually
✅ Built to harness TQQQ volatility without guesswork

Most investors struggle not because they don’t believe in buy-and-hold—but because they don’t know what to buy and hold. Stars solves that.

Sometimes the smartest move is to step back, simplify, and let the system do what it’s designed to do.