Most financial advisors forecast your retirement using the S&P 500’s average return—then subtract 5% to account for the average investor’s underperformance. That leaves you with just 3–8% annual growth to plan your future.

📉 The truth?
85% of investment options underperform the S&P. Even if you find a great advisor, chances are they’ll only beat the market by a couple percentage points.
But there are better models.

One standout is Blackstone, with a 14-year return of 19% per year. Another? The Stars Model, detailed in my book Earn Twice the S&P. By balancing long-term trends, the Stars forecast ranges from 21–26% annual returns—with 18% as a reasonable baseline for planning.

💡 That means a $1M portfolio could generate $180,000 per year, plus your other income sources.

This isn’t magic. It’s math—and it’s time to rethink the outdated assumptions holding investors back.

👉 Learn how the Stars Model works and why it could change your retirement future: