HERE IS THE SECRET

Numbers don’t always resonate-until they do.

When I talk about the Stars model’s returns, people nod politely.

“The S&P has averaged 13% per year over the last 14 years.”
“The Stars model has returned between 20-30% annually.”

Most people shrug. But when I say:
“If you invest $1,000 at 30% per year, you’ll have $2.6 million in 30 years.”

Suddenly, I have their attention.

Here’s the reality: The difference between a good return and a great return isn’t just percentage points-it’s millions of dollars over time.

• Investing $1,000 per year for 5 years at 30%? → $8.3M in 30 years.
• At 25%? → $2.7M.
• At 20%? → $850K.

And if you wait just 5 years to start, you’d need to invest $10,000 all at once to catch up.

The takeaway?

Time matters, but choosing the highest return matters even more. That’s why the 40/40 version of the Stars model is built for maximum growth.

The best time to start? Yesterday. The second best time? Today.