Model-Based Investing Is the Future of Financial Services

Why make such a bold claim?

Because history proves it: Over the past 40 years, dollar-cost averaging into the S&P has been incredibly difficult to beat — only 15% of strategies outperform it. That simple approach is a model, one that consistently buys rising stocks and sells declining ones due to its market-cap weighting. Most investors do the opposite.

The future lies in models because they outperform human judgment. Not templates that mimic diversification — but true models with defined rules and repeatable logic.

Take Stars, for example.
🌟 In up markets, it leverages the high volatility of TQQQ for amplified returns.
🌟 In down markets, it rebalances to buy more at a discount — then sells high when prices recover.
🌟 This rhythm of disciplined rebalancing generates repeatable outperformance.

The best version of Stars has averaged 32% annually over the past 14 years — that’s 19 percentage points higher than the S&P, using only half the portfolio. The rest is open for your own strategy.

We’re just getting started — but 32% is a strong beginning.